Business Growth
Vipay Lending
Empower your business with easy access to credit. We offer loans based on your transaction history—the more you transact, the more you can borrow.
How Vipay Lending Works
Simple, transparent, and built for your business growth.
01
Transact Daily
Use Vipay QR and Soundbox to accept all your business payments.
02
Build Credit
Our AI analyzes your transaction volume to build your custom credit profile.
03
Get Funded
Apply with one click and get funds disbursed directly to your bank account.
Why Choose Vipay Lending?
No Collateral Required
No need to pledge assets. Your business performance is enough.
Daily Repayments
Small, manageable daily deductions from your settlements.
Preferential Rates
Lower interest rates for our high-performing merchants.
Maximum Limit
₹10,00,000+
StarterPlatinum